Michael Vainauskas bio

Michael Vainauskas

Chief Risk Officer

Michael has over 30 years’ experience across the customer lifecycle in both ADI and non-bank financial sectors, and joined Pepper as Chief Risk Officer for Pepper Money in August 2020.

Michael is responsible for ensuring that the Governance, Risk, Compliance and Control Strategies and Frameworks are designed and operating effectively.

Prior to joining Pepper Money, Michael held various senior roles at Perpetual Ltd, Commonwealth Bank of Australia including PTBC Indonesia, Westpac including both St George Bank and AGC, AVCO Money, and Household Financial Services.