Flexible home loan solutions, whatever your circumstances

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1300 000 142

So you’re interested in a property and need finance but your credit history is not perfect?

You've come to the right place. At Pepper Money we understand that having a default on your credit history can be a frustrating obstacle when it comes to getting a home loan. Our one-on-one approach means we look at more than what's on paper; we look at you and your current situation. Enquire below and see how things can pick up with Pepper Money.

Pepper Money has a range of home loans to suit a variety of situations

Home Buyer
Home Buyer

Borrow up to 95% of the property value (available on some loans)

Borrowers with impaired credit history considered


No third party Lenders Mortgage Insurance (LMI) approval required

Principal and Interest, and 'Interest only loans' for 5 years available


Refinance of private/solicitor finance

Debt consolidation available

Self Employed
Self Employed

Cash out approved business purposes

Apply with or without up to date tax return

Service you can rely on

Service you can rely on

At the 2016 Australian Lending Awards we were awarded Best Specialist Lender for the fourth year in a row and, for the second year in a row, Best Self-Employed Lender. 

We're also a well established global credit provider, listed in the top 500 companies on the Australian Stock Exchange (ASX:PEP).

Since 2001, we have helped over 100,000 Australians achieve their financial goals and we live our mission: to help people succeed.

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Leave your details and we'll be in touch!

If you're ready to speak to someone immediately, call us now on 1300 000 142 (Mon-Fri). Alternatively, submit an enquiry today, and a Lending Specialist will contact you at your chosen time.

Use the slider below to tell us how much you want to borrow

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Pepper Group Ltd ACN 094 317 665 Australian Credit Licence Number 286655 is the servicer of loans by Pepper Finance Corporation Limited ACN 094 317 647. All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy.

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