If you’re looking for a flexible range of asset finance solutions so you can invest in new equipment or upgrade your business assets you’ve come to the right place; for cars,  commercial vehicles, heavy machinery or office equipment, we offer a wide range of options that can help. We also have a range of solutions for personal customers.

At Pepper Money we have a flexible approach to lending and risk-based pricing, combined with quick turnaround times, all designed to help you arrange straightforward finance solutions when you need them the most.

Why Pepper Money Asset Finance?

quick turnaround times
Quick turnaround times

Fast turnaround times and competitive interest rates matched to your circumstances.

Range of finance options
Range of finance options

Finance for cars, boats, caravans, yellow goods, trailers, trucks, earthmoving and agricultural equipment.

flexible commercial and consumer solutions
Flexible loan products

Flexible loans for commercial and personal customers. Borrow from $5,000 with approval in as little as 2 hours.

List of assets we finance:

  • Motor vehicle
  • Motorcycles
  • Yellow Goods
  • Caravan
  • Light commercial
  • Commercial equipment
  • Marine
  • Computers & office equipment
  • New technology
  • Excavator
  • Renewable Energy
  • Prime Movers

Types of financing options we offer:


Finance type Key benefits
Chattel Mortgage (Commercial Loan)
  • A range of terms available
  • Own the asset in full
  • No minimum deposit requirements
Finance Lease
  • Choice to own the asset in full later
  • Fixed interest and repayments
  • Variety of payment options available
Novated Lease
  • Potential to package car running costs through a combination of pre-tax and post-tax salary deductions
  • 12-60 month loan terms
Consumer Loan
  • Choice of terms up to 84 months
  • Finance cars, motorbikes, boats and caravans


Looking to become an Introducer?

Pepper money is focussed on delivering speed in financing approvals and tailored solutions to meet your clients’ needs.

Find out more

Enquire now for a quote

Make an enquiry today and a Lending Specialist will contact you within 24-48 hours (Mon-Fri) to chat about your asset finance options. Alternatively, to speak to someone straight away call us now on 137 377.

Minimum finance amount is $5,000.


All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy

Help at hand 

For more of your questions answered visit our Help Centre.