If you’re looking for a flexible range of asset finance solutions so you can invest in new equipment or upgrade your business assets you’ve come to the right place. For cars including electric vehicles, motorcycles, caravans, boats, commercial vehicles, machinery, office equipment or renewable energy solutions, we offer a wide set of options that can help. We also have a range of solutions for personal customers.

At Pepper Money we have a flexible approach to lending and risk-based pricing, combined with quick turnaround times, all designed to help you arrange straightforward finance solutions when you need them the most.

Why Pepper Money Asset Finance?

quick turnaround times
Quick turnaround times

Fast turnaround times and competitive interest rates matched to your circumstances.

Range of finance options
Range of finance options

Finance for cars, boats, caravans, yellow goods, trailers, trucks, earthmoving and agricultural equipment.

flexible commercial and consumer solutions
Flexible loan products

Flexible loans for commercial and personal customers. Borrow from $5,000 with approval in as little as 2 hours.

Powering alternative options
Powering alternative options


Invested in helping you shift towards a greener future with EV and renewable energy options.

What assets you can finance with us:

  • Motor vehicles / Electric vehicles
  • Motorcycles
  • Yellow Goods
  • Caravan
  • Light commercial
  • Commercial equipment
  • Marine
  • Computers & office equipment
  • Excavator
  • Renewable Energy

Types of financing options we offer:


Finance type Key benefits
Chattel Mortgage (Commercial Loan)
  • A range of terms available
  • Own the asset in full
  • No minimum deposit requirements
Finance Lease
  • Pay for the use of an asset over a fixed term
  • Residual values are set according to ATO guidelines
  • Structure and term can be matched to meet the useful life of the asset
Novated Lease
  • Arrangement between an Employee, their Employer and Pepper Money
  • Lease payments and running costs are salary packaged
  • 12-60 month lease terms
Consumer Loan
  • Choice of terms up to 84 months
  • Finance cars, motorbikes, boats and caravans


Enquire now for a quote

Make an enquiry today and a Lending Specialist will contact you within 24-48 hours (Mon-Fri) to chat about your asset finance options. Alternatively, to speak to someone straight away call us now on 137 377.

I'll be using it for...

Minimum finance amount is $5,000.


All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy

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Pepper money is focussed on delivering speed in financing approvals and tailored solutions to meet your clients’ needs.

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