Borrowing Calculator

Get an estimate of how much you could borrow for a Pepper Money home loan in a few steps, based on your income and financial commitments.

Borrowing power calculator

complete

Loan details

Number of borrowers Hint
Purpose of the loan
Have you found a property?
Is any of this loan to pay out a tax debt?
Do you intend to live in the property?
Repayment type

Income


Borrower 1

What's your income type?
Years
Months

Borrower 2

What's your income type?
Years
Months

Expenses


Borrower 1

Have you had any previous credit issues?
How long ago?

Borrower 2

Have you had any previous credit issues? Hint
How long ago?

Your details

Important Information
This calculator is to be used as a guide only and is based on the accuracy of the limited information you have provided.  The result does not constitute a quote, pre-qualification,  formal approval for credit or an offer for credit and you should not enter commitments based on it.  The specific details of your loan if an application is approved will be provided in your loan contract. Only joint applicant information with consent may be disclosed on this platform. 

All applications for credit are subject to Pepper’s normal credit approval criteria. Product terms and conditions are available on application. Fees and charges apply. Pepper Group Ltd ACN 094 317 665 Australian Credit Licence number 286655 is the servicer of loans by Pepper Finance Corporation Limited ACN 094 317 647. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy.