Speak with the award winning lender

Leave your details and a Lending Specialist will contact you (Monday - Friday 8am - 6pm) to chat about your home loan needs. If you'd like to speak to us sooner, give us a call on 13 73 77

Australia's number one non-bank lender

It looks like you haven't discovered your borrowing power capacity yet.

Please go back and complete our short form to discover your borrowing power.

Discover now

Pepper is Australia's number 1 alternative lender

Pepper is Australia's number 1 alternative lender

Since 2001, we have helped over 200,000 Australians achieve home loan happiness and we live our mission to help people succeed.

Important Information
This calculator is to be used as a guide only and is based on the accuracy of the limited information you have provided.  The result does not constitute a quote, pre-qualification,  formal approval for credit or an offer for credit and you should not enter commitments based on it.  The specific details of your loan if an application is approved will be provided in your loan contract. Only joint applicant information with consent may be disclosed on this platform. 

*Interest Rates range from 3.12-5.24%p.a. for Pepper Essential loans until 22 November 2019. Pepper Easy loans range from 4.26-7.61%p.a. Loan applications lodged after the promotional period will be offered the current interest rates then applicable. Offer may be continued, withdrawn or changed at any time without notice. The actual interest rate applicable will depend on the individual borrower’s circumstances. 

**Pepper Money interest rate promotion applies only for new Pepper Essential applicants. Offer does not apply to existing borrowers. Application must be submitted between 3pm AEST 1st October 2019 and until 11:59pm AEST on 22nd November 2019. Applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Fees and charges are payable.

^Warning: The comparison rate stated in advertising is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All Comparison Rates are calculated based on a secured loan of $150,000 over a 25 year term.

Note - All applications are subject to Pepper's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.

Pepper Group Ltd ACN 094 317 665 Australian Credit Licence number 286655 is the servicer of loans by Pepper Finance Corporation Limited ACN 094 317 647. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy.