All applications are subject to credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. If there are two or more applicants, the circumstances of the other applicants may affect Pepper Money's decision regarding any formal loan application.
*This indicative offer is not a formal approval for a loan and financial commitments should not be entered into based on it. This is not a suggestion or recommendation of any particular loan product. It is a guide only, based on the basic information provided and the credit score obtained for the primary applicant.
^ The indicative interest rate, comparison rate and estimated monthly repayments are a guide only, based on the basic information provided (including occupancy and repayment type) and the credit score obtained for the primary applicant. If an interest only and variable interest rate loan has been selected, the indicative interest rate, comparison rate, and estimated monthly repayments are based on a 5-year interest only term. If an interest only and fixed interest rate term loan has been selected, the indicative interest rate, comparison rate, and estimated monthly repayments are based on an interest only period equal to the selected fixed rate term. The actual interest rate will depend on the borrower’s circumstances and the information verified during the loan application assessment. Repayment amounts don’t include fees and charges that may be charged to the loan – for example, any annual package fee, Mortgage Risk Fees, Lender’s Mortgage Insurance or monthly service fees that may apply. Any additional fees or charges will add to the cost of the loan and repayments. During an Interest Only period, interest only payments will not reduce the loan balance. This may mean more interest over the life of the loan. Interest only is not available on 7 and 10 year fixed interest rate terms.
# All Comparison Rates are calculated based on a secured loan of $150,000 and a term of 25 years. WARNING This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
© Pepper Money Limited ABN 55 094 317 665 AFSL and Australian credit licence 286655 (Pepper). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.