See how much you could borrow with Australia's best non-bank lender

Borrowing power calculator

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Loan details

Number of borrowers Hint
Purpose of the loan
Have you found a property?

If unsure, enter an estimate

Hint: if unsure you can use an estimate

LVR
0%
Hint The minimum deposit required on Pepper Money products is 5%
LVR
0%
NOTE: The maximum you can refinance with Pepper products is up to 95% the value of your property
Do you intend to live in the property?
Repayment type

Income

Borrower 1

What's your income type?
Years
Months

Borrower 2

What's your income type?
Years
Months

Expenses

Consider expenses such as food, utilities, transport etc.

Consider any other personal or car loan repayments, credit or store cards are not to be included here.

Borrower 1

Have you had any previous credit issues?
How long ago?

Borrower 2

Have you had any previous credit issues? Hint
How long ago?

Your details

Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy.

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Important Information
This calculator is to be used as a guide only and is based on the accuracy of the limited information you have provided.  The result does not constitute a quote, pre-qualification, formal approval for credit or an offer for credit and you should not enter commitments based on it.  The specific details of your loan if an application is approved will be provided in your loan contract. Only joint applicant information with consent may be disclosed on this platform. 

Note - All applications are subject to Pepper's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.

Pepper Group Pty Limited ABN 55 094 317 665; Australian Finance Services Licence 286655; Australian Credit Licence 286655 Pepper Asset Finance Pty Ltd ACN 165 183 317; Australian Credit Licence 286655 © Copyright Pepper Group Pty Limited, All rights reserved. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy.