Calculator

Steps

Number of Borrowers

Borrowing Power Calculator

Tell us a bit about yourself to get an estimate of how much you could borrow.


How many borrowers?

For more than two borrowers, please contact a Lending Specialist on 13 73 77

Pre-approval in mins

Loan type

Do you want to purchase a property or refinance an existing home loan?
Property Amount

Property Amount

Home or Investment

Home or Investment

Are you planning to live in the property?
Deposit Amount

Deposit Amount

$
Do you have any dependants?

How many dependants do you have?

- +
Tell us about your income

Tell us about your income

Borrower 1

What is your income type?

Borrower 2

What is your income type?
Your credit history

Your credit history

Pepper can help people with past credit issues. If you'd like to speak to a Lending Specialist directly about your situation, please call 13 73 77.

Borrower 1

Have you had any previous credit issues?

Borrower 2

Have you had any previous credit issues?
Your current commitments

Your current commitments

To help us assess your borrowing capacity, we need the following details.

Include any ongoing mortgage repayments, personal loans or car loans.

Consider what you spend on bills, transport, food, entertainment etc.

Your contact details

Your contact details

We’re about to calculate your potential borrowing power on the next screen. Please enter your contact details so we can get in touch to discuss next steps if you wish to proceed.

A Lending Specialist may also be in touch if we need more details to provide you with an estimate of your borrowing capacity.

By providing your personal information you accept the terms of our privacy policy.

Preferred Contact
Preferred time

Thank you. Your estimate borrowing power is

Your estimate has been sent to your email address

This calculator is to be used as a guide as to whether you may be able to borrow a certain amount only, based on the basic information you have provided. It does not provide you with formal approval for a loan and you should not enter commitments based on the result. If you need a formal approval, contact us now to discuss your needs.

If you provided us with your phone number we’ll get back to you shortly; usually this takes around 24 hours.

To speak Lending Specialist now about your next steps, feel free to give us a call us on 13 73 77.

Call us now
We need some more information

Thank you.

Thanks for using our Borrowing Power Calculator tool.

Based on the information provided, we are unable to provide you with an estimate borrowing power figure at this time. We are going to need some additional details about your current situation and your home loan needs.

If you provided us with your phone number we'll be in touch shortly, usually this is within 24 hours.

Of course, feel free to call us on 13 73 77 and speak to a Lending Specialist now, or fill out an enquiry form.

Enquiry Form Call us on 13 73 77

Oops! We're sorry but something went wrong.

Start again