Pepper Money Personal Loans

Whether your clients are looking to consolidate debts, purchase a new car or renovate, a personal loan with Pepper Money can help them succeed.

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All accepted personal loan purposes:

  • Debt consolidation
  • Renovations
  • Refinance
  • Home furnishing
  • Household appliances
  • Holiday
  • Wedding
  • Investment
  • Medical expenses
  • New or used motor vehicles
  • Funeral
  • Education
  • Tax debt
  • Vehicle expenses
  • Boat, caravan, trailer, motorcycle or scooter 

What you get with Pepper Money

no hidden fees
No hidden upfront or ongoing fees

$0 establishment fee and $0 monthly account keeping fees

smart online application
Smart application

Apply online from any device, from start to finish in 15-20 minutes

competitive interest rates
Competitive interest rates

Interest rates from 9.99% p.a. to 27.99%  (comparison rate*) based on your circumstances

Compare our unsecured personal loan products

Interest Rate Type  Variable Fixed
Interest Rate Starting from 9.99% p.a. comparison rate*
Easy online application Yes
Loan Terms 1 - 7 years
Loan Amount $5,000 - $50,000
Funds paid into your account Next business day following approval
Account Statements 6 monthly
Flexible Repayments Weekly / Fortnightly / Monthly
Repayment Facilities BPAY / Direct Debit / Direct Credit
Monthly account keeping fees $0
Break fee - if early repayments exceed an amount equal to three months' repayments or more N/A $150
Early repayment fee - if you repay your loan in full prior to the end of the term  N/A $300

* Interest rates start from this amount, are correct as at 15 October 2018 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. The comparison rate is calculated based on an unsecured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Not yet accredited with Pepper Money Personal Loans?

It's easy to become accredited with us. Simply email us with your full name, contact number and business name (if applicable).

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