Near Prime Case Studies

Find out how Pepper Money's Near Prime Home Loan helped these customers achieve their goals.

Meet Sophie

Image of Sophie - Near Prime Home Loan

She has perfect pitch, superb timing and multiple income sources.

Read her story

Meet Andrew

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A self-employed carpenter with exceptional skills, huge passion and an outstanding ATO debt.

Read his story

Meet Aaron and his client Don

pepper product selector

Victorian broker, Aaron Chong recently used Pepper Product Selector to find a solution to his client's situation in less than 5 minutes!

Read their story

Meet Michelle and Tony

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A young couple with 2 defaults on their credit file, looking to construct a new 4 bedroom family house.
Read their story

Meet Trish

Near Prime Case Study Trish

She was looking to consolidate $100k of business debts.
Read her story

Meet Jimmy

Near Prime Case Study Jimmy

A business owner looking to access cash for business expansion.
Read his story

Meet Matt and Megan

Near Prime Case Study Matt and Megan

Recently discharged from bankruptcy, Matt and Megan are looking to renovate their home.
Read their story

More about Near Prime solutions

Pepper Money’s Near Prime home loan has competitive interest rates for clients who have just missed out on a Prime home loan for a variety of reasons. Generally it will be suitable for clients who may require one or more of the following:

  • Consideration of defaults/judgements/writs > 24 months
  • No credit scoring
  • Debt consolidation
  • No third party LMI approval required
  • Acceptance of discharged bankruptcy (from one day)Cash out for personal and/or business use
  • Payout of business and ATO debts

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These case studies are based on real-life examples and have been provided solely for educational purposes. The case studies are not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. Outcomes will vary depending on the applicant’s individual circumstances. All applications are subject to Pepper Money's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Pepper Group Limited, Australian Credit Licence Number 286655, is the servicer of loans made by Pepper Finance Corporation Ltd ACN 094 317 647.