Case Study - Aaron Chong and his client Don

Meet Aaron and Don...

Aaron Chong, a broker from Melbourne met with his client Don, who was looking to consolidate his personal loan ($25k) and obtain cash out ($180k) to expand his home maintenance business. Don hoped to use his $285k unencumbered home as security for the loan.

Don is self-employed, running his own business for the last 4 years, and takes home an annual salary of $100k.

Although Aaron recognised that Don is a credit worthy client with a solid business plan he knew that Don’s situation would not fit within the criteria of the major banks.



Aaron had heard about the ‘Pepper Product Selector’ (PPS), an online tool, from his Pepper BDM and decided to give it a go. He was pleased to receive an Indicative Offer for a Pepper Easy (“near prime”) home loan in less than 5 minutes having only input a few simple personal details.

After discussing Pepper’s indicative offer with his client, Don was pleased there was an alternative solution available and decided to proceed to application. Aaron simply attached the PPS Indicative Offer with the application documents and, following a formal credit assessment, Don’s application was approved and the loan settled soon after.

Through PPS, Aaron helped Don obtain finance easily, ensuring Don could move forward quickly – another delighted customer!

Want access to Pepper Product Selector?

Login to the Pepper broker portal using your registered email address and select 'Pepper Product Selector' in the 'My Account' drop down. Unable to access Pepper Product Selector? contact your Pepper Money BDM. 

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