Pepper Money's Prime Home Loans can help meet the needs of a wide variety of clients with a clean credit history.

Meet Adam

Meet Adam

He was looking to purchase his first home with non-genuine savings.
Read his story

More about Prime Solutions

Pepper Money’s prime home loans cater for clients with a clean credit history (minor defaults under $500 may be accepted). Generally it will be suitable for clients who want one or more of the following benefits:

  • No credit scoring
  • No third party LMI approval required
  • Non-genuine savings allowed
  • Vacant land accepted
  • Cash out for acceptable purposes
  • Debt consolidation (4 debts)

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These case studies are based on real-life examples and have been provided solely for educational purposes. The case studies are not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. Outcomes will vary depending on the applicant’s individual circumstances. All applications are subject to Pepper Money's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Pepper Group Limited, Australian Credit Licence Number 286655, is the servicer of loans made by Pepper Finance Corporation Ltd ACN 094 317 647.