Find out how Pepper Money's Specialist Home Loan helped these customers achieve their goals.

Meet Theo

Meet Theo

He was looking to consolidate debts and has a history of credit defaults.
Read his story

Meet Jennifer

Meet Jennifer

She was a small business owner looking to increase her cash flow.
Read her story

Meet Steve

Meet Steve

He had an ABN registered for only 12 months.
Read his story

Meet Ben and Avril

Meet Ben and Avril

Avril is self-employed, Ben has a default registered on his credit file. They are looking to purchase their third investment property.
Read their story

More about Specialist solutions

Pepper Money’s specialist home loans are suitable for clients who need a more flexible home loan solution and a lender who can manually assess their application to truly understand their needs and capabilities. Generally it will be suitable for clients who may require one or more of the following considerations:

  • Any number of defaults from 1 credit event < 12 months (Full Doc PLUS)
  • Any number of defaults from 1 credit event > 12 months (Alt Doc PLUS)
  • 12 month ABN accepted
  • Cash out for personal and/or business use
  • Acceptance of discharged bankruptcy (from one day)
  • Payout of business and ATO debt

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These case studies are based on real-life examples and have been provided solely for educational purposes. The case studies are not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. Outcomes will vary depending on the applicant’s individual circumstances. All applications are subject to Pepper Money's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Pepper Group Limited, Australian Credit Licence Number 286655, is the servicer of loans made by Pepper Finance Corporation Ltd ACN 094 317 647.