Flexible home loan solutions, whatever your circumstances

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Call 1300 000 108


So you're interested in a property and need finance but you have been knocked back by the banks for being self-employed?

You've come to the right place. We understand that being self-employed for less than two years can create some frustrating obstacles when it comes to finding a home loan. That’s why Pepper Money applies a human element to the application process, so we can fully understand your situation and provide a specialist lending solution.

What you get with Pepper Money

  • We offer an Alternative Documentation (Alt Doc) loan, so your tax returns don't have to be completely up-to-date
  • We use alternative methods to verify your income
  • You can take cash out for business purposes
  • You can consolidate up to four debts into one (including payout of ATO debt) 

Enquire below and see how things can pick up with Pepper Money. 

Service you can rely on

The award-winning lender that helps you succeed by looking at finance differently.

best non bank 2017
Best Non-Bank 2017

Australian Mortgage Awards 2017

Best Specialist Lender Award
Best Specialist Lender

Australian Lending Awards 2017

Best Self Employed Lender Award
Best Self Employed Lender

Australian Lending Awards 2016

Best Specialist Lender Award
Best Specialist Lender

Non-Bank Lending Awards 2016

Leave your details and we'll be in touch

Make an enquiry today and a Lending Specialist will contact you within 24-48 hours (Mon-Fri) to chat about your home loan options. Alternatively, to speak to someone immediately call now on 1300 000 108.

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All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy. Pepper Group Ltd ACN 094 317 665 Australian Credit Licence Number 286655 is the servicer of loans by Pepper Finance Corporation Limited ACN 094 317 647.