Comprehensive Credit Reporting
Whether you’re having difficulty meeting your financial obligations today or trying to get organised for changes coming up, these guides can help you understand how your credit report will be impacted if you miss repayments or enter into a financial hardship arrangement with us.
We're here to help
Credit Smart have developed these handy guide that can help you get back in-control of your credit situation. Remember, we're always here to help on 137 377.
Late Payments and Your Credit Report
You expect to miss one or more loan repayments soon your account is already overdue, and
You have told us you intend to restart your repayments soon.
Temporary Financial Hardship Arrangement
You are having trouble making loan repayments and we’ve agreed to your temporary hardship request.
Financial Hardship and Loan Variations
You are experiencing financial hardship and we’ve agreed to vary your loan agreement to help you get through your hardship.
Financial Counselling Associations
You may also want to get support from an advice professional, or a financial counsellor to help you to understand your options.
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