We see you, not just your credit score

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1300 000 143

We understand that your financial situation is much more than a credit score. It is the reason why we encourage a one-on-one chat with you to learn your story.

Pepper Money has a range of home loans to suit a variety of situations

I'm a home buyer
I'm a home buyer

Borrow up to 95% of the property value (available on some loans)

Borrowers with impaired credit history considered

I'm an investor
I'm an investor

No third party Lenders Mortgage Insurance (LMI) approval required

Principal and Interest and 'Interest only loans' for 5 years available

I'm a refinancer
I'm a refinancer

Refinance of private/solicitor finance

Debt consolidation available

I'm self employed
I'm self employed

Cash out for approved business purposes

Apply with or without up to date tax return

Since 2001, we've helped over 100,000 Australians

Since 2001, we've helped over 100,000 Australians

We are leading providers of specialist and self-employed home loans, here to help you whatever your individual circumstances are. 

We're also a well-established global credit provider, listed on the Australian Stock Exchange (ASX:PEP).

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If you’re ready to speak to someone immediately, call us now on 1300 000 143 (Mon-Fri). Alternatively, submit an enquiry today, and a Lending Specialist will contact you at your chosen time.

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All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions and charges apply. Personal information will only be used and held in accordance with Pepper’s privacy policy. Pepper Group Limited ABN 55 094 317 665, Australian Credit Licence 286655, is the servicer of loans made by Pepper Finance Corporation Ltd ACN 094 317 647.