Calculator

Steps

Home Loan Pre-Approval Tool

Home Loan Pre-Approval Tool

Tell us a bit about yourself and your situation to find out how much you can borrow from Pepper. Our 5 step process is simple and only takes a matter of minutes!

Important: The result is indicative only and is subject to final approval.

By pressing start you consent to the collection, use and disclosure of your information by us in accordance with our privacy policy.

How many borrowers?

How many borrowers?

For more than two borrowers, please contact a Lending Specialist on 13 73 77.

Loan type

Loan type

Do you want to purchase a property or refinance an existing home loan?
Property Amount

Property Amount

Home or Investment

Home or Investment

Are you planning to live in the property?
Deposit Amount

Deposit Amount

$
Do you have any dependants?

Do you have any dependants?

- +
Tell us about your income

Tell us about your income

Borrower 1

What is your income type?

Borrower 2

Your credit history

Your credit history

Pepper can help people with past credit issues. If you'd like to speak to a Lending Specialist directly about your situation, please call 13 73 77.

Borrower 1

Have you had any previous credit issues?

Borrower 2

Your current commitments

Your current commitments

To help us assess your borrowing capacity, we need the following details.

Include any ongoing mortgage repayments, personal loans or car loans.

Consider what you spend on bills, transport, food, entertainment etc.

Your contact details

Your contact details

Provide us with your details and we'll do our best to contact you within 24 hours.

Your details are required so that we can provide you with an estimate of how much you may be able to borrow via your preferred contact method.

By providing your personal information you accept the terms of our privacy policy.

Preferred Contact
Preferred time

Your indicative borrowing power is

Your estimate has been sent to your email address

Important: This estimate does not provide a formal approval for a loan and you should not enter commitments based on it. It is a guide to whether you may be able borrow a certain amount based on the basic information you provided. If you need a formal approval, contact us now to discuss your needs.

If you'd like to speak to a Lending Specialist about your next steps, feel free to give us a call on 13 73 77.

Call us now
We need some more information

We need some more information

We are going to need some additional details about your current situation and what your home loan needs are.

If you provided us with your phone number we'll aim to get back to you within 24 hours.

Alternatively, you can call us on 13 73 77 to speak to a Lending Specialist or fill out an enquiry form.

Enquiry Form Call us on 13 73 77