We offer a range of loan options suited to your situation

Home Loan Options
Home Loans

We offer a fresh alternative for home loan help. Find out more about our home loans.

Car Loan Options
Car Loans

We've made it simple with our range of flexible secured and unsecured car loans. 

Personal Loan Options
Personal Loans

Get your individual rate before applying in just a few minutes, without impacting your credit score.

Ready to take the next step?

Home loan calculator

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Estimate your borrowing power in less than five minutes – and find out what rate you may be eligible for.

Personal loan calculator

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Get your personal loan interest rate without impacting your credit score.

Introducing the
Pepper Money Shout Out

We’re giving back to people making a difference in our communities. Nominate someone who’s made your life that little bit better and we’ll see how we can help them out with a Pepper Money Shout Out.

Each month we’ll be surprising some of these lovely people with a big thank you for being so kind-hearted. It’s our way of giving back to those who’ve helped others succeed in ways big and small.

Find out more

Experiencing Financial Difficulty?


Please contact us sooner rather than later.

If you are experiencing financial difficulty and are unable to afford your loan repayments, groceries or general daily expenses, please apply for assistance here or contact us on 137 377.

Apply for assistance
Call 13 73 77 Enquire now Help, tips and guides