Real life loan options for your real life

Looking for a lender with a real life approach?

Talk to Pepper Money. Australia’s best non-bank lender.

Best Non-Bank Lender 2019

The great things about Pepper Money.

We have a team dedicated to working on each application so we can understand your real life situation and how we may be able to help.

loan expertise
Loan expertise
Why Pepper Money?
Why Pepper Money?

The award-winning lender that helps you succeed by looking at lending differently.


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flexible loan products
Flexible loans for different situations
I'm looking to buy a home

I'm looking to buy a home

We offer a fresh alternative for home loan help. Find out more about our home loan options.

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I'm looking for a personal loan

I'm looking for a personal loan

Get your individual rate before applying in just a few minutes, without impacting your credit score.

Find out how >
Looking to buy a car

I'm looking to buy a car

We've made it simple with our range of flexible secured and unsecured car loan options. 

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I'm a Mortgage Broker

Visit our portal for the expertise and tools you need to deliver flexible loan solutions to your clients.

Go to Broker Portal >

Search our Help centre for over 200 articles on managing your finances and your loan.

For more of your questions answered visit our Help Centre.

Experiencing Financial Difficulty?


Please contact us sooner rather than later.

If you are experiencing financial difficulty and are unable to afford your loan repayments, groceries or general daily expenses, please apply for assistance here or contact us on 1300 650 931.

Apply for assistance

See what our customers are saying about us  

See what our customers are saying about us  

At Pepper Money we care how our customers feel and the way they think about us, which is why we encourage any feedback to help us continually improve our service.

Read the reviews on Product review >