Real life loans and how we can help.

54% of Australians turned down for a loan didn't know there was an alternative. Good news. There is. Pepper Money - Australia's Best Non-Bank Lender.

I'm looking to buy a home

I'm looking to buy a home

We offer a fresh alternative for home loan help. Find out more about our home loan options.

Read more >
I'm looking to refinance my home loan

I'm looking to refinance my home loan

Find out more >
I'm self employed looking to buy a home

I'm self employed and looking to buy a home

Read more >
I'm looking for a personal loan

I'm looking for a personal loan

Get your individual rate before applying in just a few minutes, without impacting your credit score.

Find out how >
Looking to buy a car

I'm looking to buy a car

Read more >
tile square

I'm a Mortgage Broker

Go to Broker Portal >

The good things about Pepper 

We specialise in working on each individual application so we can fully understand your real life situation and how we can help. 

Why Pepper Money?
Why Pepper?
Deal Directly with a Lending Specialist
One on one help

You deal directly with a Lending Specialist who will look at your individual circumstances.

Talk to us on 13 73 77

flexible loan products
Flexible loan products

See what our customers have to say about us...

Visit our Help Centre to read more.

Service you can rely on

The award-winning lender that helps you succeed by looking at finance differently.

AMA Non-Bank of The Year 2019
Non-Bank of The Year

Australian Mortgage Awards 2019

MPA 2019 Non-Bank of The Year
Non-Bank of The Year

Mortgage Professional Awards 2019

Best Specialist Lender Award 2019
Best Specialist Lender

Australian Lending Awards 2019

Best Non-Bank Lender Award 2018
Best Non-Bank Lender

Australian Lending Awards 2018

Help at hand

For more of your questions answered visit our Help Centre.

Important Information

Note - All applications are subject to Pepper's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.