Pepper Money’s Target Market Determinations

Pepper Money target market determinations


At Pepper Money, we’re passionate about helping everyday Aussies succeed and making their financial dreams a reality.

That’s why we design products that are uniquely tailored to the needs of our customers. We make sure we’re keeping customers at the centre of our approach to the design and distribution of our products.

The below target market determinations (TMDs) outline the likely objectives, financial situation, and needs of the target market for each of our products.

target market determination definition

What is a target market determination (TMD)?

Target Market Determinations (TMDs) ensure we keep our customers at the center of the design and distribution of our financial products. They are a requirement under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

A TMD describes who a product is appropriate for (the target market), any conditions around how the product can be distributed to customers, and the events of circumstances where we may need to review the TMD for each product.

Pepper Money issued products

Partner issued products


If you have any questions, it’s best to contact your distributor or the Pepper Money team on 137 377.

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