If you’ve ever had to go through bankruptcy, you’ll know it can be soul destroying. Recovering from such an ordeal can be a long and difficult process.
But even if you’ve been discharged from bankruptcy or completed a debt agreement, some lenders will automatically decline your application for a home loan anyway.
Pepper however looks at things a little differently than most. In our eyes, you certainly shouldn’t be hampered by a past bankruptcy. It shouldn’t mean that you are unable to achieve your future home loan happiness.
If you have in fact been officially discharged or entered a debt agreement, there are a number of solutions with Pepper that might suit you. In some cases, we may be able to assist you with finalising a debt agreement as part of the debt consolidation feature that is part of many of our home loans.
Whatever your case, you can begin by talking with one of our Lending Specialists by calling 13 73 77. The more we learn, the better we can help. We’d like to know what you need, understand how this credit issue came about and what has happened since that means you’re now able to consider a mortgage. We’ve helped a number of people who have been discharged from bankruptcy with a home loan.
Have you experienced some type of credit impairment and are currently looking for a home loan? Pepper may be able to help. Find out how.
Pepper has helped thousands of borrowers. Read their stories.
These articles provide you with factual information only, and are not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. The information in these articles is believed to be reliable at the time of distribution, but Pepper does not warrant its completeness or accuracy. Neither Pepper nor its related bodies, nor their directors, employees or agents accept any responsibility for loss or liability which may arise from accessing or reliance on any of the information contained in these articles. For information about whether a Pepper loan may be suitable for you, call Pepper on 13 73 77.