Buying a home is one of the most exciting things you can do, but it requires more than just the deposit you've been saving up for. There are fees associated with every home loan that you need to be aware of so that you can plan ahead and put extras aside to cover these expenses.
It is important to obtain the latest list of fees from your Lender as the charges can vary between Lenders. In this article we list the high level summary of the main fees for Pepper Money home loan products.*
Fees paid upfront (on or before settlement date)





Fees paid upon settlement of your loan





* These fees and charges are correct as at 23 January 2018 and are subject to change at any time. Other fees and charges may apply depending on the applicant’s circumstances including loan purpose, loan features, loan defaults or arrears. To obtain a full list of all fees and charges and when these might apply, contact a Pepper Lending Specialist.
To download the PDF version click here. Interested in learning more? Read about Lender Protection Fees and Mortgage Risk Fees.
To find out which Pepper Money home loan product could work for you, or if you just have some questions you’d like answered around our fees and charges, speak to a Lending Specialist on 13 73 77. We have a variety of flexible home loan solutions whether you’re looking to refinance, buy your first home or add a new property to your portfolio.