How is Pepper's lending criteria different from the major banks?
- Posted Getting Started
Like all home loan lenders, Pepper complies with the requirements of the National Consumer Credit Protection Act (NCCP). However, unlike other lenders who rely on automated credit scoring models and the strict credit criteria set out by the Lenders Mortgage Insurers, we have a far more flexible and holistic approach.
It means we can help you with solutions if you fall outside the credit criteria of these lenders. And we look at your individual financial situation on its own merits.