I feel like a million dollars to be approved. My experience during the application process was wonderful, absolutely wonderful, very small, very simple, which is really, really important.
I had stopped looking for a loan. I stopped looking after last year. I was going to buy an investment property in Queensland. I don't feel any hard feelings or good feelings for the banks, but they are very strict. They demand so much.
These days, we have to be versatile. Australia is one of the most expensive countries when it comes to purchasing real estate. Future lending for consumers has to change, so we cannot look only at the banks, we have to look at the other avenues as well, like Pepper, for example, who is maybe more flexible.
I also think there is not enough education among young or middle-age people who have some spare money to invest. I think people just don't know what to do with this.
Anyhow, I felt like a million dollars, very satisfied. I will recommend Pepper to every single person because, like I said to you, I thought that my world had fallen apart when I could not purchase a property in Queensland, which I thought at the time was suitable for my needs.”
- Iwona, Professional, Sydney NSW
All loans are assessed on a case by case basis and subject to Pepper’s approval. Your specific circumstances may produce different results. Please speak to Pepper about your home loan needs on 13 73 77.
This article provides you with factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. Neither Pepper nor its related bodies, nor their directors, employees or agents accept any responsibility for loss or liability which may arise from accessing or reliance on any of the information contained in this article. For information about whether a Pepper loan may be suitable for you, call Pepper on 13 73 77 or speak to an accredited Pepper Money broker.
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©Pepper Money Limited ABN 55 094 317 665; AFSL 286655; Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.