Mortgage FAQs

Getting Started

5 real benefits of owning a home

5 real benefits of owning a home
Getting Started

6 things to consider if you're trying to get a mortgage next year

Tips on applying for a mortgage
Getting Started

Everything you need to know about property valuations

What You Need to Know About Property Valuations
Getting Started

Home loan affordability: everything you need to know

Understanding home loan affordability
Getting Started

Home loan pre-approvals explained: the what, why, when and how

Getting Home loan pre approvals
Customer Service

How can I access additional funds on my home loan?

How can i access additional funds?
Getting Started

Common Questions About Non-Bank Lenders

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Getting Started

Property Auctions: How they work and what you need to know

How Auctions Work & What You Need to Know
Getting Started

Stamp duty explained

Understanding Stamp Duty
Getting Started

The low-down on 'Low Doc' home loans

Understanding Low Doc Loans
Getting Started

To fix or not to fix? The pros and cons of fixed vs variable rate home loans

Pros and cons of home loan rates
Getting Started

Types of savings accepted for Pepper home loans

Types of savings accepted for Pepper home loans
Getting Started

Understanding home loan interest rates

Home Loan Interest Rates 101
Getting Started

Understanding the difference between genuine and non-genuine savings

Understanding genuine and non-genuine savings
Getting Started

What is a mortgage broker and should I use one?

What You Need to Know About Pepper Home Loan Fees
Managing a Loan

What you need to know about home loan break fees

home loan break fees
Getting Started

Your home loan settlement made simple: 3 steps to prepare

Your home loan settlement made simple: 3 steps to prepare
Managing a Loan

Accessing the equity in your home

How to Access Your Home's Equity
Getting Started

Apply for a Home Loan - Your Application Checklist

Apply for a Home Loan - Your Application Checklist
Getting Started

Can I get a home loan with a part 9 debt agreement?

Applying for a home loan with a part 9 debt agreement?
Getting Started

Can I get a home loan with low income?

Can I get a home loan with low income?
Getting Started

Home Loan Jargon Glossary

Pepper Money Home Loan jargon glossary
Getting Started

Is there a catch to variable rate loans?

Is there a catch to variable rate loans?
Customer Service

Managing a deceased estate

Managing a deceased estate
Getting Started

Offset sub-accounts explained

Offset sub-accounts explained
Getting Started

Pepper Home Loan Fees: Fact Sheet

What You Need to Know About Pepper Home Loan Fees
Getting Started

Applying for a Pepper home loan: a step-by-step guide

Pepper Money home loan application process
Getting Started

Pepper Money Home Loan features

Unique Features of Pepper Money's Home Loans
Getting Started

Understanding home loan risk fees

Guide to Home Loan Risk Fees
Getting Started

What does loan to value ratio (LVR) mean on my home loan?

an image of a house and money
Getting Started

What is a non-conforming home loan?

Understanding non conforming home loans
Getting Started

What is a serviceability assessment?

Understanding Serviceability Assessments