Pepper Easy

If you’re a borrower who hasn't had a credit impairment or default in the past two years, the Pepper Easy home loan could be for you. 

Key features of a Pepper Easy home loan

No restrictions on length of employment
No restrictions on length of employment
Unlimited number of debts consolidated
Unlimited number of debts consolidated
Unlimited defaults under $1,000 accepted
Unlimited defaults under $1,000 accepted (paid or unpaid)

Other features:

  • No third party Lenders Mortgage Insurance (LMI) approval required
  • Variable interest rates starting from 5.29% p.a (Comparison rate 5.64% p.a)*
  • 100% interest offset sub-account
  • Split loan facility
  • Redraw facility and Visa debit card access
  • Phone and internet transaction functionality
  • Unlimited defaults, judgements or writs registered >24 months prior to your home loan application (paid or unpaid) considered.
  • Cash out available for acceptable purposes including renovations, business use and payout of ATO debts
  • Alternative income verification methods available

Download detailed product description


Note - All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.

*Interest Rates start from this amount, are correct as at 19 September 2016 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. All Comparison Rates are calculated based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Think Pepper Easy could be right for you?

Try our Home Loan Pre-Approval Tool to find out in 5 simple steps if Pepper can help. Start by using the slider to tell us how much you would like to borrow.

Find out now The result is indicative only and is subject to final approval. This tool does not provide a formal approval for a loan. For a formal approval, contact us now to discuss your needs on 13 73 77.

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We're all ears

Whatever product you’re looking at, you can always find someone to give you one-on-one help at Pepper Money. Just give us a call on 13 73 77 and tell us about your situation. The more we learn, the better we can help.

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