Pepper Essential

If you’re a borrower with a clean credit history, then this home loan product may work for you.

Key features of a Pepper Essential home loan

Interest only repayments
Interest only repayments available for eligible applicants
100% interest offset sub-account
100% interest offset sub-account
Alternative income verification methods available
Alternative income verification methods available

Other features:

  • Up to four debts that can be consolidated
  • Cash out available up to 90% LVR
  • Split loan facility
  • Redraw facility and Visa debit card access
  • Phone and internet transaction functionality
  • Variable interest rates starting from 4.04% p.a (Comparison rate 4.23% p.a)*

Download detailed product description


Note - All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.

*Interest Rates start from this amount, are correct as at 19 September 2016 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. All Comparison Rates are calculated based on a secured loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Think Pepper Essential could be right for you?

Try our Home Loan Pre-Approval Tool to find out in 5 simple steps if Pepper can help. Start by using the slider to tell us how much you would like to borrow.

Find out now The result is indicative only and is subject to final approval. This tool does not provide a formal approval for a loan. For a formal approval, contact us now to discuss your needs on 13 73 77.

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We’re all ears

Whatever product you’re looking at, you can always find someone to give you one-on-one help at Pepper Money. Just give us a call on 13 73 77 and tell us about your situation. The more we learn, the better we can help.

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