Mortgage Calculators

Home loan calculators and tools to help you crunch the numbers and get your home loan process started

Borrowing Power Calculator
Borrowing Power Calculator

In less than five minutes, discover how much you could borrow towards a home loan.

Mortgage Repayments Calculator
Mortgage Repayments Calculator

Work out your monthly or fortnightly mortgage repayments and the total interest payable for the life of the loan.

Stamp Duty Calculator
Stamp Duty Calculator

Work out how much stamp duty you may need to pay on a property in each state in Australia.

Savings and Deposit Calculator
Savings and Deposit Calculator

See how your savings will grow through regular contributions or a term deposit.

Budget Planner Calculator
Budget Planner Calculator

Use our budget planner to calculate your expenses, income and savings.

These calculators are to be used as a guide only. They do not reflect comparison interest rates or true interest rates and are based on the assumption that interest rates will remain constant for the terms of the loans you have entered. The formula used for the purpose of calculating monthly repayments is based on daily compounded interest. Loan timeframes and total repayment amounts are calculated through principal and interest servicing. The results of these calculators do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time.

How much would you like to borrow?

Get an estimate on how much you can possibly borrow with Pepper in a matter of minutes, based on your income and financial commitments.

Find out now This calculator is to be used as a guide as to whether you may be able to borrow a certain amount only, based on the basic information you have provided. It does not provide you with formal approval for a loan and you should not enter commitments based on the result. If you need a formal approval, contact us now on 137 377 to discuss your needs.

We can help

Ready to apply or want to discuss your home loan needs? 

Get a quick borrowing estimate
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Speak to a Home Lending Specialist

Speak to a Home Lending Specialist on 137 377. They're here to help. 

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