Find out where you stand, with our borrowing power calculator

Wanting to get into the property market, but not sure where you stand? Get the answers you need in less than five minutes by finding out how much you could borrow and what interest rate you might be eligible for.

How does it work?

We’ll ask a few questions about your income, deposit and property purchase price to estimate borrowing power, and provide an example of what your repayments could look with your chosen loan amount. Then, you’ll just need to provide a few more personal details for us to estimate an indicative interest rate.

This will give you an example of what your potential repayments could look like with a Pepper Money home loan.

Estimate my borrowing power

How can you apply?

You’ll still need to call us to get your home loan application underway, but this can be a handy way to find out where you stand. In less than five minutes, you could get an estimate of your borrowing power and an indicative interest rate.

Know where you stand

Get an estimate of how much you could borrow in less than five minutes, without impacting your credit score.

What’s the value of the property you’re looking at?

Estimate my borrowing power This calculator is to be used as a guide as to whether you may be able to borrow a certain amount only, based on the basic information you have provided. It does not provide you with formal approval for a loan and you should not enter commitments based on the result. If you need a formal approval, contact us now on 13 73 77 to discuss your needs.