Home Loan Comparison Calculator

Our Loan Comparison Calculator lets you calculate the total amounts payable under two different loans, helping you determine which is the cheapest in overall costs and interest charges.

This calculator is to be used as a guide only. It does not reflect comparison interest rates or true interest rates and it is based on the assumption that interest rates will remain constant for the terms of the loans you have entered. The formula used for the purpose of calculating monthly repayments is based on daily compounded interest. Loan timeframes and total repayment amounts are calculated through principal and interest servicing. The results of these calculators do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time.

How much would you like to borrow?

Get an estimate on how much you can possibly borrow with Pepper in a matter of minutes, based on your income and financial commitments.

Find out now This calculator is to be used as a guide as to whether you may be able to borrow a certain amount only, based on the basic information you have provided. It does not provide you with formal approval for a loan and you should not enter commitments based on the result. If you need a formal approval, contact us now on 13 73 77 to discuss your needs.

Try our other helpful calculators

Borrowing Power Calculator
Borrowing Power

Work out how much you may be able to borrow in today's home loan marketplace

Extra-Repayments Calculator
Extra-Repayments Calculator

Got extra cash in the bank? Calculate the impact of making additional repayments.

Mortgage Repayments Calculator
Mortgage Repayments

Work out your monthly or fortnightly mortgage repayments and the total interest payable for the life of the loan.

Savings Calculator
Savings Calculator

Start your savings plan using this helpful calculator and find out how much interest you could earn over time with regular deposits.

Stamp Duty Calculator
Stamp Duty Calculator

Work out how much stamp duty you may need to pay on a property in each state in Australia.

Calculate borrowing power Call 13 73 77 Enquire now