Can I apply with a low deposit?
One of the biggest hurdles to buying a property is saving for the deposit. This is the sum of money coming from you that will be used to purchase part of the property, with the loan being what you need to cover the rest. When buying a home or investment property the most important thing is that you can manage the repayments.
If you only have a small deposit a Pepper Money loan may still be possible if you are:
- A first home buyer being helped by family or friends
- Refinancing with equity in the home
- Investing with equity in other property
In the current environment, some of our regular home loan options may not be available. We are happy to discuss your situation to see if we can help