Looking for a personal loan? Let us make it easy for you. Whether you're consolidating credit card debt, going on a holiday or renovating your home, a personal loan with Pepper Money can help you succeed. Apply online and we’ll pay funds into your bank account on the next business day following approval. You control how frequently you make payments, even pay it back sooner, with flexible repayment options.

What you get with Pepper Money

No hidden upfront or ongoing fees
No hidden upfront or ongoing fees

$0 establishment fee and $0 monthly account keeping fees

Smart Application
Smart Application

Apply online from any device, from start to finish in 15-20 mins

Competitive interest rates*
Competitive interest rates*

Interest rates from 11.99% p.a to 19.99% p.a* (comparison rate) based on your circumstances

You can use the loan for almost anything

Why Pepper Money?

Fixed or Variable?

Ready to apply but not sure which Personal Loan is right for you?

Compare
Repayment Calculator Call 1300 659 430 Contact Us
Personal Loan Repayment Calculator

Personal Loan Repayment Calculator

Use our calculator to find out your indicative rate and how much your repayments might be. The better your credit rating the lower the interest rate you'll receive. 

Calculate

* Interest rates start from this amount, are correct as at 10 August 2016 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. The comparison rate is calculated based on an unsecured loan of $30,000 over a 5 year term.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 11.99% p.a. (11.99% p.a. comparison rate), would equate to 260 weekly repayments of $166.79 each and a total amount payable of $43,365.40

Help at hand

For more of your questions answered visit our Help Centre.