Looking for a personal loan? Let us make it easy for you. Whether you're consolidating credit card debt, going on a holiday or renovating your home, a personal loan with Pepper Money can help you succeed. Apply online and we’ll pay funds into your bank account on the next business day following approval. You control how frequently you make payments, even pay it back sooner, with flexible repayment options.
Why Pepper Money?
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Fixed or Variable?
Ready to apply but not sure which Personal Loan is right for you?
Personal Loan Repayment Calculator
Use our calculator to find out your indicative rate and how much your repayments might be. The better your credit rating the lower the interest rate you'll receive.
* Interest rates start from this amount, are correct as at 10 August 2016 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. The comparison rate is calculated based on an unsecured loan of $30,000 over a 5 year term.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 11.99% p.a. (11.99% p.a. comparison rate), would equate to 260 weekly repayments of $166.79 each and a total amount payable of $43,365.40
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