Get your rate before you apply
You can get your individual rate upfront without impacting your credit score.
*Pepper Money Unsecured Personal Loan interest rates range from 6.95%-17.95% p.a. (Comparison rates range from 6.95%-17.95% p.a.) and Secured Personal Loan interest rates range from 5.95%-15.45% p.a. (Comparison rates range from 5.95%-15.45% p.a.). All Pepper Personal Loan rates are correct as at 9 November 2020 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances.
**All Comparison Rates are calculated based on an unsecured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Loan repayment terms range from 18 to 84 months for secured loans. Repayment terms range from 18 to 36 months for unsecured loans between $5,000 and $7,999, and 18 to 84 months for unsecured loans from $8,000 to $40,000.
EXAMPLE: An unsecured personal loan of $30,000 borrowed over a term of 5 years with the minimum interest rate of 6.95% p.a. (6.95% p.a. comparison rate), would equate to an estimated minimum total amount payable of $35,518.60 via the weekly payment option. Rates are subject to change.