A credit score is one indicator of your credit risk and is used to assess your credit worthiness. Credit bureaus like Equifax use the following credit score groupings:
- Average = 510-621
- Good = 622-725
- Very Good = 726-832
- Excellent = 833-1200
Not sure where you land? Check your credit score for free by visiting their website here.
Get your rate before you apply
You can get your individual rate upfront without impacting your credit score.
Interest rates range from 8.95% p.a. (10.56% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate). Rates are correct as at 11 November 2019 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances.
All Comparison Rates are calculated based on an unsecured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.