Credit Rating Details
Pepper Money uses a risk-based pricing model to try and provide loans to a wider range of customers to help them succeed. This pricing model considers a number of attributes along with your credit score in order to determine the best product to provide you with.
An explanation of how you might self-assess your credit rating is below.
The calculator is to be used as a guide only and does not represent a formal offer. The calculator is not intended to be a substitute for professional financial advice.
The indicative interest rate provided by the calculator has regard to your own assessment of your credit rating. The interest rate subsequently displayed in conjunction with any formal loan offer may be different and will have regard to all information supplied by you in relation to this application and any information collected by us as a result of searches we conduct, including the credit bureau check and income verification.