“Parties” means Pepper Finance Corporation Limited ABN 51 094 317 647, Pepper Homeloans Pty Limited ABN 86 092 110 079, Pepper Asset Finance Pty Limited ABN 56 165 183 317, Pepper Group Limited ABN 55 094 317 665 (and its other related bodies corporate and affiliates), Permanent Custodians Limited ABN 55 001 426 384 and, BNY Trust Company of Australia Limited ABN 49 050 294 052, any party who processes the loan application, financiers, manager and any agent of the lender who has an interest in the credit. In this privacy consent, “we”, “us” and “our” includes each of the Parties.
The Parties may collect, use, hold and disclose personal information, and credit-related information about you for the purposes of arranging or providing credit to you, assessing whether to accept a guarantee of credit from you, managing that credit, direct marketing of products and services by us, complying with laws and managing our relationship with you. We may collect this information from you or from third parties.
We are also required to collect your personal information to comply with our obligations under Australian law, including the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth).
Credit information includes information such as the type and amount of credit provided to you, repayment history information, default information (including overdue payments) and court information. Credit eligibility information is credit reporting information supplied to us by a credit reporting body, and any information that we derive from it. Collectively, we refer to this as ‘credit-related information’. Personal information includes any information or an opinion about you, from which you are, or may reasonably be, identified.