What to budget? According to the Australian Securities and Investments Commission, the average wedding in Australia costs around $36,2002. Other research suggests we should then add around another 25% for the honeymoon.
Whether you want to go all out or you’re looking to create a careful budget, Pepper Money is here to help you finance your big day, with little stress.
Personal Loan Repayment Calculator
Use our calculator to find out your unsecured weddingl loan indicative rate and how much your repayments might be. The better your credit rating the lower the interest rate you'll receive.
|Interest Rate Type||Variable||Fixed|
|Interest Rate||Starting from 9.99% p.a.* comparison rate**|
|Easy online application||Yes|
|Loan Terms||1 - 7 years|
|Loan Amount||$5,000 - $50,000|
|Funds paid into your account||Next business day following approval|
|Account statements||6 monthly|
|Flexible Repayments||Weekly / Fortnightly / Monthly|
|Repayment Facilities||BPAY / Direct Debit / Direct Credit|
|Monthly account keeping fees||$0|
|Break fee - if early repayments exceed an amount equal to three months' repayments or more||N/A||$150|
|Early repayment fee - if you repay your loan in full prior to the end of the term||N/A||$300|
With a Pepper Money unsecured wedding loan you can borrow up to $50,000 for your special day.
You can use our unsecured wedding loan for any of your wedding costs.
We’ll pay funds into your nominated account on the next business day following approval. That means you’ll have the flexibility to pay each of your wedding costs any way you want.
Pepper Money does consider applications that have defaults providing they pass our credit score and application lending criteria.
A credit score is generally provided by a credit reporting body and used to represent the creditworthiness of an applicant. Pepper will use credit scores to partly determine if you qualify for a loan, at what interest rate, and what credit limits. Many factors can impact your credit score including number of enquires, adverse credit listings and personal information held on your credit file.
Start your journey
Our job is to help make your special day, extra special.
*Interest rates range from a minimum of 9.99% to a maximum of 19.99% p.a. Rates are correct as at 5 April 2017 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances.
** All Comparison Rates are calculated based on an unsecured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.
For more of your questions answered visit our Help Centre.