If you are affected by the bushfires, we're here to help.

We have financial relief options available for customers who are suffering hardship as a result of the recent bushfires. Call us on 1800 356 383 between 8:00am to 8:00pm AEDT, Monday to Friday. 

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Real life loans and how we can help.

54% of Australians turned down for a loan didn't know there was an alternative. Good news. There is. Pepper Money - Australia's Best Non-Bank Lender.

I'm looking to buy a home

I'm looking to buy a home

We offer a fresh alternative for home loan help. Find out more about our home loan options.

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I'm looking to refinance my home loan

I'm looking to refinance my home loan

Find out more >
I'm self employed looking to buy a home

I'm self employed and looking to buy a home

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I'm looking for a personal loan

I'm looking for a personal loan

Get your individual rate before applying in just a few minutes, without impacting your credit score.

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Looking to buy a car

I'm looking to buy a car

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I'm a Mortgage Broker

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The good things about Pepper 

We specialise in working on each individual application so we can fully understand your real life situation and how we can help. 

Why Pepper Money?
Why Pepper?
Deal Directly with a Lending Specialist
One on one help

You deal directly with a Lending Specialist who will look at your individual circumstances.

Talk to us on 13 73 77

flexible loan products
Flexible loan products

See what our customers have to say about us...

Visit our Help Centre to read more.

Service you can rely on

The award-winning lender that helps you succeed by looking at finance differently.

AMA Non-Bank of The Year 2019
Non-Bank of The Year

Australian Mortgage Awards 2019

MPA 2019 Non-Bank of The Year
Non-Bank of The Year

Mortgage Professional Awards 2019

Best Specialist Lender Award 2019
Best Specialist Lender

Australian Lending Awards 2019

Best Non-Bank Lender Award 2018
Best Non-Bank Lender

Australian Lending Awards 2018

Help at hand

Managing a Loan

Real Life Facts: Debt Consolidation [Video]

Real Life Facts: Debt Consolidation [Video]
Getting Started

The bad credit basket: Is this really where you belong?

Applying for a home loan with bad credit
Getting Started

Real Life Facts: Turned Down for a Home Loan [Video]

Real Life Facts: Turned Down for a Home Loan [Video]

For more of your questions answered visit our Help Centre.

Important Information

Note - All applications are subject to Pepper's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.