Ready for a fresh approach?

We’re dedicated to helping you succeed

Looking to refinance for debt consolidation, or trying to get onto the property ladder with a low deposit? Regardless of if you have a non-standard income or previous credit issues, we believe there should always be a way forward. How is Pepper Money different?

  • We offer flexible loans suited to your situation
  • You deal directly with a decision maker and receive assistance the whole way through
  • We are Australia's best Specialist Lender and Non-Bank Lender


Best Non-Bank Lender 2019


We offer a range of loan options suited to your situation

Home Loan Options
Home Loans

We offer a fresh alternative for home loan help. Find out more about our home loan options.

Personal Loan Options
Personal Loans

Get your individual rate before applying in just a few minutes, without impacting your credit score.

Car Loan Options
Car Loans

We've made it simple with our range of flexible secured and unsecured car loan options. 

Ready to take the next step?

Social Media Toolkit

I'm looking to buy a home

Thinking about getting a home loan pre-approval? Get an estimate of your borrowing capacity here.

See how much I could borrow
Pepper Money Car Loans and Personal Loans

I'm looking for a personal loan

You can get your individual rate before applying in just a few minutes (it won't affect your credit score)

Get my rate

Search our help centre for over 200 articles, featuring tips and guides on getting a loan

Call 13 73 77 Enquire now Help, tips and guides