At Pepper Money we cover the entire breadth of customer options, from standard to specialist loans. We have real life solutions for all sorts of real life situations.

But in Real Life, the right rate can make all the difference.

That's why effective 1 - 31 August 2020, we're offering discounted interest rates across our Prime, Near Prime and Specialist products, for your full doc and alt doc customers. 

Your customers can access rates starting from...

For Prime home loans
For Prime home loans

A simple home loan for borrowers with a clear credit history. Flexible repayment options available and typical loan features such as a 100% interest offset sub-account.

For Near Prime home loans
For Near Prime home loans

A balanced home loan for borrowers who haven’t had a credit problem in the last 2 years, may have a complex income structure or require cash out for acceptable purposes including payout of ATO debts (limits may apply).

For Specialist home loans
For Specialist home loans

A real home loan for borrowers whose circumstances have made getting a loan challenging, such as mortgage arrears within the last 6 months or defaults registered within the last 12 months.

Log in to the Pepper broker portal to download our rates and fees.

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^Pepper Money interest rate promotion applies only for new Pepper Essential/Prime, Pepper Easy/Near Prime and Pepper Advantage/Specialist home loan applicants. Offer does not apply to existing borrowers. Applications must be submitted between 12:00am AEST 1st July 2020 and until 11:59pm AEST on 31st August 2020. Home loan applications lodged after the promotional period will be offered the current interest rates then applicable. Offer may be continued, withdrawn or changed at any time without notice. All applications are subject to Pepper's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.

*From 1 July - 31 August 2020, Pepper Essential/Prime home loan variable interest rates range from 2.69-4.59%p.a. (Comparison rates range from 2.89-5.15%p.a.), Pepper Easy/Near Prime home loan variable interest rates range from 3.84-6.14%p.a. (Comparison rates range from 4.21-6.62%p.a.), and Pepper Advantage/Specialist home loan variable interest rates range from 5.14-7.14%p.a. (Comparison rates range from 5.51-7.65%p.a.). All Pepper home loan variable interest rates are correct as at 1 July 2020 and are subject to change at any time. The actual interest rate applicable will depend on the individual borrower's circumstances.

**WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All Comparison Rates are calculated based on a secured loan of $150,000 over a 25 year term.

©Pepper Group Pty Limited ABN 55 094 317 665; AFSL 286655; Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.