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5 effective home deposit saving strategies that work

5 effective home deposit saving strategies that work

save ‘what’s left over’ each month. That makes it really hard to set goals for savings because you never know exactly how much money ... income varies, you can have two strategies. One, a monthly budget set to the lower amount you earn, as a regular savings amount each

4 tips to turn your financial dreams into real-life goals this Easter

4 tips to turn your financial dreams into real-life goals this Easter

us may have already forgotten to stick to that budget that we set up earlier in the year. If you’ve got a bit side-tracked, Easter ... your expenses, make some adjustments to your current budget and set yourself a manageable target amount to put aside each week. Consider

5 budget planning tips

5 budget planning tips

calculator is a great tool to help you categorise your expenses. 3. Set a goal With all your expenses in different categories, add your ... pay period. Now set yourself a goal, such as saving for a holiday, a deposit for your first home, or paying off some of your existing

Budgeting tips for the self-employed

Budgeting tips for the self-employed

a good financial safety net. Budget your spending so you can set aside some money regularly that can be used in case of emergencies ... money while paying off debt With an irregular income, expenses and debt repayments can be daunting. If paying off debt is a priority

Simple guide to doing a realistic budget that works

Simple guide to doing a realistic budget that works

and manage amounts. Get started today. Here's how it works: You set your budget by breaking up your monthly money into simple to ... (Netflix subscriptions don’t count.) If something can be put off for a while, then it’s probably not a ‘must have’. Keeping your

3 tips to get the best car loan

3 tips to get the best car loan

outgoing expenses, such as insurance or other loans you’re paying off, before working out a repayment amount you can afford. This can ... insurance cover for your needs. Understanding how much you’ll need to set aside for insurance payments could affect what you end up borrowing

6 tips to cut down on credit card debts

6 tips to cut down on credit card debts

repay your debt. Whereas if you pay $49 a month, you’ll pay it off in just two years; saving nearly $700 in extra interest.  2. ... can be better spent paying off debt.   3. Automate your payments Most credit cards let you to set up automatic payments each month

Getting finances on track after separation

Getting finances on track after separation

Kids' education? Setting out your goals will help you work out what you need to do to achieve them. 3. Set your new budget. Sticking ... Power and phone bills Check that bills you need covered are still set up to be paid and that any automatic payments and debt repayments

Refinancing your loan? What fees to expect

Refinancing your loan? What fees to expect

application fee The loan application fee is simply a one-off payment for the set-up of a new home loan (or refinancing). You would have ... your existing home loan. It’s also known as an ‘establishment’, ‘set-up’ or ‘start-up’ fee. Valuation fee As part of the refinancing

Home Loan Jargon Glossary

Home Loan Jargon Glossary

Pepper Money jargon glossary to help you get up to speed and set you up with the knowledge to make informed decisions along the ... Application fee A fee charged by a lender to cover the cost of setting up a new home loan. To learn more about fees related to Pepper