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Pepper Essential

Pepper Essential

Essential/Prime home loan variable interest rates range from 2.85-4.59%p.a. (Comparison rates range from 3.05-4.78%p.a.), Pepper Easy/Near ... Easy/Near Prime home loan variable interest rates range from 3.79-6.14%p.a. (Comparison rates range from 4.10-6.44%p.a.), and Pepper

Protecting your identity 101

Protecting your identity 101

building up debts you don’t know about and putting your credit rating at risk. Many victims discover the hardest part of the ordeal ... passwords for every device and account. They need to be strong and changed regularly. A strong password has a combination of random upper

Pepper Easy

Pepper Easy

Essential/Prime home loan variable interest rates range from 2.85-4.59%p.a. (Comparison rates range from 3.05-4.78%p.a.), Pepper Easy/Near ... Easy/Near Prime home loan variable interest rates range from 3.79-6.14%p.a. (Comparison rates range from 4.10-6.44%p.a.), and Pepper

Home Loan Redraw - How can I access additional funds?

Home Loan Redraw - How can I access additional funds?

of accessing funds through a redraw? Pros Cons There is no change to the credit limit on your loan Any financial buffer you had ... built up will decrease Your repayment amount is not affected or changed Your loan balance will increase by the amounts you redraw You're

7 things a first home buyer should know

7 things a first home buyer should know

Puts you in a better position to negotiate a lower interest rate. Borrowing less money means lower repayments and paying less ... each of these types of savings. Learn about credit ratings Your credit rating is used by traditional lenders to assess your eligibility

5 smart tips to help keep a healthy credit <strong>rating</strong>

5 smart tips to help keep a healthy credit rating

Related Articles 5 Tips to Keep a Healthy Credit Rating | Pepper Money AU Your credit score helps lenders determine how likely ... Credit rating – we know it gets checked during a loan application, but do we ever look into the health of our credit rating ourselves

Home Loan Jargon Glossary

Home Loan Jargon Glossary

Break cost Fees charged when you end a fixed rate loan prior to the end of the fixed rate term. Break costs are often called different ... understand its consequences. Comparison rate The true cost of a loan, considering the interest rate plus some of the fees and charges

Stamp duty explained

Stamp duty explained

with all states and territories in Australia levying a tiered rate of stamp duty. This means that the higher the value of your property ... property value, which is normally the sale price. Stamp duty rates can change, so make sure to check with your State Revenue Office for

4 smart home loan refinancing strategies

4 smart home loan refinancing strategies

this would result in a single repayment, with one interest rate and one set of fees, which can help you manage your finances ... a lower rate Many people consider refinancing to tap into a home loan with a lower interest rate as lower interest rate means less

What to know before you apply for personal loans

What to know before you apply for personal loans

has a lower interest rate. An unsecured personal loan on the other hand, usually has a higher interest rate, but may be suitable ... Interest rate types Loans are offered either with fixed or variable interest rates. A fixed interest rate will not change for the