Take out a loan with Pepper Money and we’ll reimburse your 2020 Saints membership.

We’re thrilled to continue our Principal Partnership with St Kilda Football Club and to celebrate, we’re rewarding loyal members, who become a Pepper Money customer, by reimbursing them for their 2020 Saints membership. That’s right, if you take out a Pepper Money home, car or personal loan, we’ll pay for your membership every year that we’re partnered with the club. Maximum yearly membership value = $350*.

Pepper Money. Real Life Loans for real Saints people.

St Kilda Football Club Members Home Loan Offer
Home Loans

  • Enjoy interest rate starting 3.12% p.a.** (3.32% p.a. comparison rate***) until 22 November 2019 on Pepper Essential home loans.^
  • Loans for self-employed, investors and those with non-standard income and credit impairments
  • Weekly, fortnightly or monthly repayments options available. Extra payments can be made. 
  • Deal direct with a decision maker and get guidance the whole way through

St Kilda Football Club Members Offer Personal Loan
Personal Loans

  • Loans available for debt consolidation, holidays, cars, home renovations and more
  • No early repayment fees - $0 early repayment fee if you decide you want to pay your loan off faster
  • Get your rate upfront – get your individual rate upfront without impacting your credit score^^
  • Fast turnaround times - receive a decision within 4 hours. Funds in account next business day

St Kilda Football Club Members Offer Car Loan
Car Loans

  • Available for new or used cars, motorbikes, boats and caravans
  • Fixed interest rates starting from 5.99% p.a. (7.10% p.a. comparison rate) to a maximum of 10.99% p.a. (12.10% p.a. comparison rate^^^) based on your circumstances
  • Deal directly with a Lending Specialist who can give you answers quickly

Frequently Asked Questions:

If you use one of the above ‘Enquire now’ or ‘Apply now’ links, we will be able to see you’ve applied for this offer. Once your loan settles, we’ll provide your details to St Kilda FC who will then contact you to arrange payment for your 2020 Saints membership – straight into your nominated bank account.

The St Kilda FC membership team will be arranging your Saints membership order and payment. They will be in touch to arrange this. Alternatively, you can give their friendly membership support team a call on 1300 467 246.

All membership tiers will be covered, up to the value of $350. Pepper Money will provide St Kilda Football Club with data confirming a member has taken out a loan. St Kilda Football Club will refund the member within 30 days of the data being provided.

Pepper Money has officially partnered with St Kilda Football Club until the end of the 2020 season. As part of this commitment, Pepper will honour this membership offer for both the 2019 and 2020 AFL seasons unless the partnership is terminated earlier.

We’re always looking for ways to reward our loyal customers and dedicated Saints fans so - if you held a 2019 Saints membership, and you’re already a Pepper customer, we’ll pay for your 2020 Saints membership! All you have to do is email us with your full name, the type of loan you have with Pepper as well as your 2019 Saints membership number. Once everything checks out, we’ll then arrange for St Kilda FC to process payment for your 2020 membership!

We are Australia’s number 1 non-bank lender, as voted by the Australian Lending Awards 2018, and we live our mission every day: to help people succeed.

We specialise in working on each individual application so we can fully understand your real life situation and help find a suitable solution.

We were set up in 2001 because so many people needed home loans that banks weren’t prepared to offer. Since then we’ve helped over 200,000 Australians who don’t tick all the traditional boxes for home loans – and we also provide personal loans as well as professional equipment and car loans. Learn more about us here.

Important Information

*St Kilda FC membership value will be according to the applicants chosen membership tier up to the value of $350. Offer available to home, car and personal loan settlements received between October 1st 2018 and July 31st 2020. This offer isn’t available in combination with other offers, packages or promotions we might have going. And only applies once per eligible applicant. Full terms and conditions apply.

**Interest Rates range from 3.12-5.24%p.a. for Pepper Essential loans until 22 November 2019. Pepper Easy loans range from 4.26-7.61%p.a. Loan applications lodged after the promotional period will be offered the current interest rates then applicable. Offer may be continued, withdrawn or changed at any time without notice. The actual interest rate applicable will depend on the individual borrower’s circumstances. 

Pepper Money interest rate promotion applies only for new Pepper Essential applicants. Offer does not apply to existing borrowers. Application must be submitted between 3pm AEST 1st October 2019 and until 11:59pm AEST on 22nd November 2019. Applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Fees and charges are payable.

***WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All Comparison Rates are calculated based on a secured loan of $150,000 over a 25 year term. Pepper Group Ltd ACN 094 317 665 Australian Credit Licence Number 286655 is the servicer of loans by Pepper Finance Corporation Limited ACN 094 317 647.

^Pepper Money Interest rate promotion applies only for new Pepper Essential and Pepper Easy loans applicants. Offer does not apply to existing borrowers. Applications must be submitted between 12.01am AEST on 22 July 2019 until 11.59pm AEST on 30 August 2019. Applications are subject to Pepper's normal credit assessment and loan suitability criteria. Fees and charges are payable. 

^^Personal loan iterest rates range from 8.95% p.a. (10.56% p.a. comparison rate) to 16.95% p.a. (18.53% p.a. comparison rate). Rates are correct as at 1 November 2019 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. Indicative interest rates provided are calculated based selected credit situation, loan purpose, amount and term, type of interest and payment frequency. All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. All Comparison Rates are calculated based on an unsecured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^^^Car loan interest rates range from a minimum of 5.99% p.a. (7.10% p.a. comparison rate) to a maximum of 10.99% p.a. (12.10% p.a. comparison rate). All Comparison Rates are calculated based on a secured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are correct as at 05 August 2019 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances. All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.

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