At Pepper, we have the tools you need to help you identify a suitable solution so you can say 'yes' to more of your clients.

Until 30 June 2021, we'll be discounting interest rates and fees across select Specialist home loans*. 

Pepper Product Selector

pepper product selector

Pepper Product Selector is an innovative online conversion tool that allows you to identify a Pepper Money home loan product, interest rate and fees for any client.

Help your customers and grow your business with Pepper Product Selector. 

  • Know your client's rate: Get a more accurate estimate with our bureau access seeker tool, without impacting the client's credit report
  • Rest easy: We understand loans take time. Pepper Money's Indicative Offer is valid for 30 days
  • Saves you time: Find the right solution for your client first time
  • Get an answer fast: Complete 12 simple questions and get an answer in 2 minutes

To access, login to the Broker Portal and select 'Pepper Product Selector' in the 'My Account' drop down menu, or find out more by clicking on the button below.

 

Find out more

Leave your details and we'll be in touch

Our scenarios team provides a fast paced review of loans you're thinking of saying 'no' to. They can tell you when 'no' can be 'yes'. Submit your scenario below.

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Attachment file can only be Word document, pdf, spreadsheet and images (gif, jpg, png, pdf, doc, docx, xls, xlsx etc)

 

All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy

Common scenarios

Can your client get home loan help? Absolutely. Pepper Money takes your clients' circumstances personally.

We'll consider clients who are:

  • A customer who has been refused credit from a bank due to a high credit score, yet there was no default listed on their credit file
  • Wanting to consolidate an unlimited number of debts including tax debt
  • On stable self-employed income but undesirable to other lenders as they cannot provide full financials
  • Recently back in the workforce after suffering from a temporary illness
  • Looking for an LVR of 85% and unable to pay Mortgage Insurance
  • Not able to access additional funds from their current lender because they missed a payment due to a timing issue
  • A new business owner with an ABN registered under 24 months
  • Earning unusual income other than PAYG or S/E that can be fully verified

*All applications are subject to the lender’s credit assessment and eligibility criteria. Terms, conditions, fees and charges apply. Offer may be continued, withdrawn or changed at any time without notice.

Pepper Money interest rate promotion applies only for new Pepper Essential/Prime, Pepper Easy/Near Prime and Pepper Advantage/Specialist home loan applicants. Offer does not apply to existing borrowers. Applications must be submitted between 12:00am AEST 19 April 2021 and until 11:59pm AEST 30 June 2021. Home loan applications lodged after the promotional period will be offered the current interest rates then applicable.

Pepper Money Mortgage Risk Fee (MRF) promotion for no MRF for Near Prime Alt Doc loans up to 70% LVR, and 50% off MRF for Specialist Full Doc and Alt Doc loans up to 70% LVR applies only for new Pepper Near Prime Alt Doc up to 70% LVR and Specialist up to 70% LVR home loan applicants. Offer does not apply for existing borrowers. Applications must be submitted between 12:00am AEST 19 April 2021 and until 11:59pm AEST 30 June 2021.