Pepper Product Selector

pepper product selector

Pepper Product Selector is an innovative online conversion tool that allows you to identify a Pepper Money home loan product, interest rate and fees for any client.

Help your customers and grow your business with Pepper Product Selector. 

  • Know your client's rate: Get a more accurate estimate with our bureau access seeker tool, without impacting the client's credit report
  • Rest easy: We understand loans take time. Pepper Money's Indicative Offer is valid for 30 days
  • Saves you time: Find the right solution for your client first time
  • Get an answer fast: Complete 12 simple questions and get an answer in 2 minutes

To access, login to the Broker Portal and select 'Pepper Product Selector' in the 'My Account' drop down menu, or find out more by clicking on the button below.


Find out more

Leave your details and we'll be in touch

Our scenarios team provides a fast paced review of loans you're thinking of saying 'no' to. They can tell you when 'no' can be 'yes'. Submit your scenario below.

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Attachment file can only be Word document, pdf, spreadsheet and images (gif, jpg, png, pdf, doc, docx, xls, xlsx etc)


All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy

Common scenarios

Can your client get home loan help? Absolutely. Pepper Money takes your clients' circumstances personally.

We'll consider clients who are:

  • A customer who has been refused credit from a bank due to a high credit score, yet there was no default listed on their credit file
  • Wanting to consolidate an unlimited number of debts including tax debt
  • On stable self-employed income but undesirable to other lenders as they cannot provide full financials
  • Recently back in the workforce after suffering from a temporary illness
  • Looking for an LVR of 85% and unable to pay Mortgage Insurance
  • Not able to access additional funds from their current lender because they missed a payment due to a timing issue
  • A new business owner with an ABN registered under 24 months
  • Earning unusual income other than PAYG or S/E that can be fully verified

Important information

All applications are subject to credit assessment and eligibility criteria. Terms, conditions, fees and charges apply. Offers may be continued, withdrawn or changed at any time without notice.

*Pepper Money interest rate promotion is available for a limited time only for new Pepper Easy/Near Prime and Pepper Advantage/Specialist home loan applications, submitted from 12:00am AEST 13 September 2021. Applicants must have a clean credit history. Offer is not available on existing Pepper home loans. This offer is subject to change, and may be varied or withdrawn at any time.