At Pepper, we have the tools you need to help you identify a suitable solution so you can say 'yes' to more of your clients.
Until 18 April 2021, we'll be discounting rates and fees across select home loans*.
Pepper Product Selector
Pepper Product Selector is an innovative online conversion tool that allows you to identify a Pepper Money home loan product, interest rate and fees for any client.
Help your customers and grow your business with Pepper Product Selector.
- Know your client's rate: Get a more accurate estimate with our bureau access seeker tool, without impacting the client's credit report
- Rest easy: We understand loans take time. Pepper Money's Indicative Offer is valid for 30 days
- Saves you time: Find the right solution for your client first time
- Get an answer fast: Complete 12 simple questions and get an answer in 2 minutes
To access, login to the Broker Portal and select 'Pepper Product Selector' in the 'My Account' drop down menu, or find out more by clicking on the button below.
Common scenarios
Can your client get home loan help? Absolutely. Pepper Money takes your clients' circumstances personally.
We'll consider clients who are:
- A customer who has been refused credit from a bank due to a high credit score, yet there was no default listed on their credit file
- Wanting to consolidate an unlimited number of debts including tax debt
- On stable self-employed income but undesirable to other lenders as they cannot provide full financials
- Recently back in the workforce after suffering from a temporary illness
- Looking for an LVR of 85% and unable to pay Mortgage Insurance
- Not able to access additional funds from their current lender because they missed a payment due to a timing issue
- A new business owner with an ABN registered under 24 months
- Earning unusual income other than PAYG or S/E that can be fully verified
*Pepper Money interest rate promotion applies only for new Pepper Essential/Prime, Pepper Easy/Near Prime and Pepper Advantage/Specialist home loan applicants. Offer does not apply to existing borrowers. Applications must be submitted between 12:00am AEDT 23 November 2020 and until 11:59pm AEST 18 April 2021. Home loan applications lodged after the promotional period will be offered the current interest rates then applicable.
^^Pepper Money LPF and MRF promotion applies only for new Pepper Prime Full Doc 80-85% LVR and Near Prime Alt Doc up to 70% LVR home loan applicants. Offer does not apply for existing borrowers. Applications must be submitted between 12:00am AEDT 23 November 2020 until 11:59pm AEST 18 April 2021.
^Pepper Money title protection fee promotion applies only for new Pepper Near Prime home loan applicants. Offer does not apply for existing borrowers. Applications must be submitted between 12:00am AEST 14 September 2020 and until 11:59pm AEST 18 April 2021.
Offer may be continued, withdrawn or changed at any time without notice. All applications are subject to Pepper's normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.