How many customers do you say 'no' to?

Research identifies 6 out of 10 eligible non-conforming loan applications go empty handed

At Pepper, we have the tools you need to help you identify a suitable solution so you can say 'yes' to more of your clients.

Plus for August only, help more of your clients succeed, for less. We’re offering 50% off Near Prime Mortgage Risk Fees.*

pepper product selector

Pepper Product Selector

The quickest and easiest option for an answer to your client scenarios.

  • Receive an on-the-spot Indicative Offer
  • Result in less than 2 minutes!
  • Login and select 'Pepper Product Selector' in the 'My Account' drop down.
  • For construction loan scenarios – please enquire via the Scenarios Form on the right.
Find out more
a couple icon to represent customers

Scenarios Form

An alternative option for when you want clarity on an aspect of our credit policy.

  • Useful tool for enquiries more general in nature
  • Same day response when submitted prior to 4.00pm
  • Serves as a useful guide - Not an Indicative Offer
  • Submit your enquiry using the form below.
Enquire now

Common scenarios

Can your client get home loan help? Absolutely. Pepper Money takes your clients' circumstances personally.

Is your client:

  • A customer who has been refused credit from a bank due to a high credit score, yet there was no default listed on their credit file?
  • Wanting to consolidate an unlimited number of debts including tax debt?
  • On stable self-employed income but undesirable to other lenders as they cannot provide full financials?
  • Recently back in the workforce after suffering from a temporary illness?
  • Looking for an LVR of 85% and unable to pay Mortgage Insurance?
  • Not able to access additional funds from their current lender because they missed a payment due to a timing issue?
  • A new business owner with an ABN registered under 24 months?
  • Earning unusual income other than PAYG or S/E that can be fully verified?

Leave your details and we'll be in touch

Our scenarios team provides a fast paced review of loans you're thinking of saying 'no' to. They can tell you when 'no' can be 'yes'. Submit your scenario below.

(Limit 5MB)

Attachment file can only be Word document, pdf, spreadsheet and images (gif, jpg, png, pdf, doc, docx, xls, xlsx etc)

All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy. Pepper Group Ltd ACN 094 317 665 Australian Credit Licence Number 286655 is the servicer of loans by Pepper Finance Corporation Limited ACN 094 317 647.

*This promotion applies only for new Pepper Easy/Near Prime loans applicants. *Offer does not apply to construction loan applicants or for existing borrowers. Applications must be submitted between 12.01am AEST on 1 August 2018 until at 11.59pm AEST on 31 August 2018. All applications must settle by 31 October 2018. Applications are subject to Pepper’s normal credit assessment and loan suitability criteria.