Our people are our business

As you’ve probably guessed by now, we don’t do cookie-cutter.

We know only too well that diversity is one of the critical elements to a powerful team. Our people span all walks of life, ethnicities and backgrounds but we are united - by an attitude. It’s the same attitude that our partners share: Working with integrity and respect, to set people up for success.

Meet the team.

Mike Culhane

Mike Culhane Group CEO

Founded Pepper and Oakwood Global Finance LLP and is now Group CEO, based in Hong Kong.

Cameron Small

Cameron Small Group Chief Financial Officer

Cameron is responsible for managing Pepper's Global Finance, Treasury, IT, Legal and Project Management Office.

Tim Cecil

Tim Cecil Group Chief Risk Officer

Tim is responsible for the leadership of Pepper’s Global Risk Management function.

Todd Lawler

Todd Lawler Group Treasurer

Appointed in June 2009, Todd is responsible for managing the overall Treasury function of the Pepper Group.

Tom Saywell

Tom Saywell Co-Group Head of Principal Investment

Tom joined Pepper in 2011 and is responsible for the Group’s Principal Investment activities.

Mario Rehayem

Mario Rehayem Managing Director, Australian Mortgages and Personal Loans

Mario is responsible for the strategy and day to day management of all residential mortgage and unsecured personal lending.

Sue Kent

Sue Kent Head of Human Resources

Sue joined Pepper in 2009 as Head of Human Resources and works closely with Pepper HR teams across the globe.

Joanne Thrift

Joanne Thrift Chief Marketing Officer

Joanne (Jo) joined Pepper with over 20 years experience in November 2014 as Chief Marketing Officer.

Neale Kant

Neale Kant Chief Information Officer

Appointed in June 2015, Neale is responsible for the Group’s Information Technology strategy and execution.

Bernie Campbell

Bernie Campbell Managing Director Pepper Asset Finance

In October 2014 Bernie was appointed Managing Director for the newly formed Asset Finance Division of Pepper.

Nick Jacobson

Nick Jacobson Group Head of Property

Nick has over 25 years’ experience with leading global investment banks specialising in real estate advisory and capital markets.

Andrew Patterson

Andrew Patterson Chief Credit Officer

Responsible for upholding the group’s credit principles and maintaining its proprietary pricing for risk credit underwriting model.