Our people are our business

As you’ve probably guessed by now, we don’t do cookie-cutter.

We know only too well that diversity is one of the critical elements to a powerful team. Our people span all walks of life, ethnicities and backgrounds but we are united - by an attitude. It’s the same attitude that our partners share: Working with integrity and respect, to set people up for success.

Meet the team.

Mike Culhane

Mike Culhane Group CEO

Founded Pepper and Oakwood Global Finance LLP and is now Group CEO, based in Hong Kong.

Cameron Small

Cameron Small Group Chief Financial Officer

Cameron is responsible for managing Pepper's Global Finance, Treasury, IT, Legal and Project Management Office.

Tim Cecil

Tim Cecil Group Chief Risk Officer

Tim is responsible for the leadership of Pepper’s Global Risk Management function.

Paul Byrne

Paul Byrne Group Treasurer

Paul is responsible for managing the Group Treasury function for Pepper Group. 

Tom Saywell

Tom Saywell Group Head of Principal Investment

Tom joined Pepper in 2011 and is responsible for the Group’s Principal Investment activities.

Mario Rehayem

Mario Rehayem CEO Australia

He is responsible for the strategy and day to day management of all residential mortgage and unsecured personal lending in Australia.

Sue Kent

Sue Kent Head of Human Resources

Sue joined Pepper in 2009 as Head of Human Resources and works closely with Pepper HR teams across the globe.

Joanne Thrift

Joanne Thrift Chief Marketing Officer

Joanne (Jo) joined Pepper with over 20 years experience in November 2014 as Chief Marketing Officer.

Bernie Campbell

Bernie Campbell Managing Director Pepper Asset Finance

In October 2014 Bernie was appointed Managing Director for the newly formed Asset Finance Division of Pepper.

Nick Jacobson

Nick Jacobson Group Head of Property

Nick has over 25 years’ experience with leading global investment banks specialising in real estate advisory and capital markets.